Replace Your University
Founder & CEO
Financial freedom starts with thinking differently about money.
Michael built Replace Your University to give families practical financial education on money, debt, and mortgages.
Explore RYU
Founder & CEO
Replace Your University
Financial Education Firm
Founder
Funds of Freedom
Non-Profit Organization
Host
Stronger Humans
Podcast
Author
Replace Your Mortgage
Book

Meet Michael
Michael is a successful entrepreneur whose life reaches far beyond business. He is a husband, father of five boys, farmer, man of faith, author, speaker, and nonprofit founder.
What ties it together is a commitment to freedom, responsibility, leadership, family, and service.
Read Michael's storyMichael's work
Founder & CEO
Financial freedom starts with thinking differently about money.
Michael built Replace Your University to give families practical financial education on money, debt, and mortgages.
Explore RYUFounder
Strength should serve something bigger.
Using resources, relationships, and influence to fight human trafficking and help rebuild lives.
Explore the missionHost
Real conversations for a stronger life.
Michael's new show on money, health, faith, family, character, and impact.
Explore the podcastMedia
Conversations, interviews, and appearances that share Michael's perspective with audiences beyond his own platforms.
Interview topics
From building businesses and financial freedom to fatherhood, faith, and the responsibilities that come with success, Michael brings a grounded perspective to conversations that matter.
What does it actually take to build financial freedom, and why do so many people misunderstand money, debt, and banking?
Entrepreneurship, leadership, growth, mistakes, and what it takes to build a business around a larger mission.
Fatherhood, masculinity, responsibility, discipline, emotional maturity, and preparing boys to become strong men.
How Michael's Christian faith and family shape his decisions, priorities, leadership, and worldview.
Why Michael founded Funds of Freedom and how entrepreneurship, resources, and influence can help fight human trafficking.
Family, land, hard work, self-reliance, and building a meaningful life outside the conventional definition of success.

First episodes coming soon
Real conversations for a stronger life.
Michael's new media platform. Honest conversations about becoming stronger where it actually matters.
Author & thought leadership
A financial educator and author, Michael challenges homeowners to rethink conventional assumptions about mortgages, debt, banking, and financial freedom.
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Beyond the business
The things that matter most aren't on a résumé.
Michael and his wife are raising five boys on their Tennessee farm. Faith sets the direction. The farm teaches responsibility and hard work. And the goal is simple: build a family and a legacy that outlast any business.
Get to know MichaelPodcast interviews. Keynotes. Conferences. Media appearances. Meaningful conversations.